Financing Benefits

Financing created for Lincoln,
and crafted for you

The Lincoln Motor Company and Lincoln Automotive Financial Services share the same client-centric mindset. We focus on providing financial options as individual as our drivers. And we offer programs and tools like our Account Manager, designed with a true respect for your schedule and unique preferences. We also provide you with unparalleled access to exclusive offers and incentives on new Lincoln vehicles.

Apply for Financing

Purchase a Lincoln

New and Certified Pre-Owned Lincoln vehicles come with many advatanges: 
  • Flexible terms 
  • Unlimited miles
  • No charges for unexpected or excess wear and use
  • Build equity toward a trade-in
When purchasing, here are exclusive Lincoln Automotive Financial Services programs to consider: 

GAP Coverage

In the event of vehicle loss, this optional coverage steps in when insurance proceeds do not satisfy your contract balance. GAP Coverage Protects Your Vehicle Financially You've made an investment in your Lincoln and GAP Coverage was created to protect that investment. If your Lincoln is stolen and not recovered or if it's declared a total loss, your insurance company may not pay enough to satisfy what you still owe. 

GAP Coverage is designed to bridge that gap. With certain restrictions, it waives the difference between your current outstanding balance (subject to conditions) and the actual cash value of the vehicle at the time of loss.

For an added level of protection there's GAP Advantage, which provides a $1,000 down payment on a new or pre-owned vehicle purchased at the originating dealer.

GAP Coverage Options

Learning about both of the plans allows you choose accordingly

Flex Buy Program

Flex Buy Program Utilizes two payment levels so you can plan ahead. A lower payment level earlier in the contract, followed by a higher level.
If you have any questions, we're ready to help walk you through all your available options.

Lease a Lincoln

There are a number of reasons to chooose Red Carpet Lease:
  • Choice of terms, such as 24- and 36-month leases
  • Multiple mileage options
  • Lease payments tend to be lower than those of similar term financed purchase
  • No trade-in to worry about
  • After satisfying your lease-end obligations, you can:
    • purchase or lease a new Lincoln,
    • purchase your lease vehicle, or
    • simply return the vehicle.

Mileage Options

We offer eight lease mileage options to suit your specific needs. Choose from 7,500 to 19,500 miles per year. Drive more than 19,500 miles per year? You have the opportunity to secure more when you initiate your lease.

GAP Protection Benefit

Gap Protection may waive the difference - or gap - between your insurance payoff and your outstanding lease balance in the event your leased vehicle is stolen or declared a total loss. This unique benefit is built into your lease. With Gap Protection, provided you have the insurance required by your lease agreement, you are only responsible for the insurance deductible and amounts owing (ex. past due payments) at the time of the incident. Certain restrictions may apply.

Advance Payment Program (APP)

We offer our clients the opportunity to prepay all monthly lease payments up front in a single, one-time payment. This allows you to drive without giving monthly payments another thought. Keep in mind, lease-end obligations still apply.


If you have any questions about whether financing or purchasing is right for you, don't hesitate to contact us at (601) 765-4461 and we'd be happy to walk you through your options. At Lincoln Group, your satisfaction is our priority.

Visit our Lincoln Dealership to Get Incredible Financing in Collins Today!

We will help you get a car loan near Hattiesburg

At our Lincoln dealership, you can expect the highest-quality customer satisfaction with impressive options to save. We're ready to help you to secure financing for your car and gain financial freedom! Whether you're searching through our new vehicle inventory or prefer the savings of a used vehicle, we'll find the right financing solution to get you on the road immediately. Our dealership's finance center offers you options to finance your new or used vehicle with affordable monthly payments, a great way to gain access to a vehicle if you're on a budget. .

Amazing Lease Options for Ellisville Drivers

You'll have the ability to lease any available car on our lot at an affordable price which means you can lease a car for a few years and later choose to purchase your leased vehicle at the end of the lease term. We have great options for you at our dealership, and we're passionate about helping you save money. All leasing options at our dealership are fair, and you may even find some great specials to lower your payments.

Contact Woolwine Lincoln today!

Drivers from Petal to Magee trust our Lincoln dealership to secure the best financing options that fit within your budget. We'll help you get a great deal in this tough market. We believe communication is important so you can trust our sales and finance experts to provide you with the tools you need to get the car you want while keeping affordability in mind.

It's time to save money on a new or used car at Woolwine Lincoln today! Contact our team, and we'll be happy to help you save more money on your financing terms so you can get on the road faster!